BP 401(k) Model Allocations – Q4/2020

Attention BP Employees,

Capstone Wealth Advisors is pleased to release our Q4 2020 401(k) model allocations for your BP ESP.  As US and global economies continue to recover from the impacts of COVID-19, we expect to see continued overall growth but with heightened volatility namely in conjunction with the upcoming presidential election.

Many of you have asked how we see the impact of the election affecting investment portfolios. We believe that while there may be enhanced volatility surrounding this event, it should be short-lived and ultimately subside to more normal market conditions. For our complete commentary and remarks on the presidential election’s impact on financial markets, please read the full article by clicking here.

The currently released Q4 allocations continue to maintain an overweighted focus in US Large Cap Growth. We have also added a small component of Emerging Markets to the models due to expectations that the recoveries in emerging market countries show a promising outlook given the declines they experienced earlier this year.

For current clients, your existing portfolio reflects our current philosophy and should we see a change in the balance of power, you can rest assured we have proactively prepared portfolio changes that are ready to be implemented if necessary. Please keep in mind that we do not make changes to your BP ESP, that is something you will need to do. If you would like assistance with updating your BP ESP, please do not hesitate to contact us and we can walk you through the steps. Updating your asset allocation is easy to do and can be done in just a few minutes.

To better understand which of our models is right for you, please follow the link below to a short survey that will help you determine what your risk tolerance is.

Click Here for Your Free Risk Tolerance Assessment

For those of you who are not currently a client, we invite you to join our growing clientele. Speaking with one of our advisors is complimentary. We can discuss your specific situation including matters such as your pension or transition into retirement or another career. Email us at tyler@capstonewealthadvisors.com or contact our office directly at (877)739-6007 to schedule.

Click here to view our Q4/2020 BP 401(k) Model Allocations

Regards,

Tyler E Ryan
Refinery Retirement
(360)739-6007
www.refineryretirement.com

 

Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful.

Stock investing involves risk, including loss of principal. International & Emerging Markets investing involves special risks such as currency fluctuation and political instability and may not be suitable for all investors. These risks are often heightened for investments in Emerging Markets.

Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.

Confidentiality Notice: This email transmission and its attachments, if any, are confidential and intended only for the use of particular persons and entities. They may also be work product and/or protected by the attorney-client privilege or other privileges. Delivery to someone other than the intended recipient(s) shall not be deemed to waive any privilege.

Refinery Retirement and its representatives are separate and apart from any other named entity.